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Privacy Policy

This Online Privacy Policy applies to www.fluxcredit.com. This Policy describes how FluxCredit collects and uses the personal information you provide. It also describes the choices available to you regarding the use of, your access to, and how to update and correct your personal information. 
 
Agreement to this Policy: By using this Site you consent to this Online Privacy Policy, including your consent to our use and disclosure of information about you in the manner described herein.
 
Security: The information entered on this site is protected by Let’s Encrypt, which is a free, automated, and open certificate authority brought to you by the non-profit Internet Security Research Group (ISRG). For more information about how Let’s Encrypt protects your privacy, please visit https://letsencrypt.org/
 
Collection of Personal Information: When clients enroll in our program by clicking on, Start Today, on our site, we may collect the following personal information; name, phone number, email address, mailing address, income, expenses, creditor details, social security number and date of birth.

Use of Personal Information: The information described within shall be safeguarded with the highest standard of confidentiality. FluxCredit, including its employees and authorized business partners, will only use this information, on behalf of the client, to facilitate communications with creditors and to address and resolve client-specific credit-related needs. This information will not be shared with third parties outside of this purpose without the client’s explicit consent, except as required by law.

Information Sharing: We do not sell, rent, trade, or share your personal information with third parties for marketing purposes. Your personal information will only be shared with specific creditors, as necessary and explicitly described within, to meet the service requirements on your behalf. Any sharing of personal information is limited to fulfilling these client-specific obligations and is not conducted without client consent, except as required by law.

 

Advertising: Clients are driven to our site by word of mouth, social media, friend referrals or other advertising outlets that entice prospective clients to visit our site.
 
Correcting and Updating Your Personal Information: If you wish to request access, or deletion of your personal information please contact us at client@fluxcredit.com. We will respond to your request within a reasonable timeframe.
 
Data Retention: We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. 
 
You can contact us by writing or email us at the address below:
 
FluxCredit, Inc.
4732 Telephone Rd Ste E
Ventura CA 93003
 
client@fluxcredit.com
1-866-358-9218
 
Please print and retain a copy of this privacy policy for your records.

SMS Terms & Conditions

By opting in to receive SMS messages from Flux Credit (“we,” “us,” “our”), you agree to the following terms and conditions:

1- SMS Consent Communication:

The information obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2- Types of SMS Communications:

By opting in, you may receive the following types of SMS messages from Flux Credit:

  • Account Notifications: Updates about your account status, activity alerts, or security-related information.
  • Reminders: Payment reminders, due date alerts, or renewal notices.
  • Customer Support: Responses to inquiries or support follow-ups.
  • Surveys and Feedback Requests: Invitations to provide feedback or participate in surveys to help us improve our services.

We strive to send only relevant and timely messages based on your preferences and interactions.

3- Message Frequency:

Message frequency may vary depending on the type of communication. For example, you may receive up to 3 SMS messages per week related to your Customer care messages:

  • Account Notifications: Updates about your account status, activity alerts, or security-related information.
  • Reminders: Payment reminders, due date alerts, or renewal notices.
  • Customer Support: Responses to inquiries or support follow-ups.
  • Surveys and Feedback Requests: Invitations to provide feedback or participate in surveys to help us improve our services.

4- Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

5- Opt-In Method:

You may opt-in to receive SMS messages from Flux Credit in the following ways:

  • By submitting an online form

6- Opt-Out Method:

You may opt out at any time by replying STOP to any message you receive from us. After opting out, you will no longer receive SMS messages from Flux Credit. You may also contact us at client@fluxcredit.com or call 866.358.9218 for assistance.

7- Help:

For support or more information, reply HELP to any message or contact us at client@fluxcredit.com or call 866.358.9218 for assistance.

8- Standard Messaging Disclosures: